A judgment is a court order that requires a person or entity to pay a sum of money to another party. In some cases, it may be possible to avoid paying a judgment. This is typically done by filing for bankruptcy or by reaching an agreement with the creditor.
There are a number of benefits to avoiding paying a judgment. First, it can save you a significant amount of money. Second, it can prevent the creditor from taking further action against you, such as garnishing your wages or seizing your property. Third, it can improve your credit score.