The Employees’ Provident Fund (EPF) is a retirement savings scheme in India. It is managed by the Employees’ Provident Fund Organisation (EPFO). EPF account balance refers to the amount of money that an employee has accumulated in their EPF account over time. Employees can check their EPF account balance online or through the EPFO mobile app.
Checking your EPF account balance is important for several reasons. First, it allows you to track your retirement savings progress. Second, it can help you to identify any discrepancies in your account. Third, it can help you to make informed decisions about your retirement planning.
There are several ways to check your EPF account balance. You can check it online through the EPFO website or mobile app.
1. Online access
Online access is a key aspect of how to check EPF account balance. It provides a convenient and efficient way to track your retirement savings. The EPFO website and mobile app are user-friendly and provide a range of features that make it easy to manage your EPF account.
Here are some of the benefits of using online access to check your EPF account balance:
- Convenience: You can check your EPF account balance anytime, anywhere, as long as you have an internet connection.
- Real-time updates: Your EPF account balance is updated in real-time, so you can always see the most up-to-date information.
- Detailed information: The EPFO website and mobile app provide detailed information about your EPF account, including your contributions, interest earned, and withdrawals.
- Secure: The EPFO website and mobile app are secure, so you can be confident that your personal and financial information is safe.
If you are not already using online access to check your EPF account balance, I encourage you to do so. It is a valuable tool that can help you to track your retirement savings and make informed decisions about your financial future.
In addition to the benefits listed above, online access to your EPF account balance can also help you to identify any discrepancies or errors in your account. If you notice any discrepancies, you should contact the EPFO immediately to have them corrected.
Overall, online access is an essential part of how to check EPF account balance. It is a convenient, efficient, and secure way to track your retirement savings and make informed decisions about your financial future.
2. Passbook
A passbook is a physical document that contains a record of your EPF account transactions. It is issued by your employer and contains information such as your account number, balance, contributions, and withdrawals.
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Facet 1: Convenience
Passbooks are convenient because you can easily access your EPF account balance without having to go online or call the EPFO customer care number. You can simply open your passbook and view your balance.
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Facet 2: Security
Passbooks are also secure because they are not linked to the internet. This means that your personal and financial information is not at risk of being hacked or stolen.
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Facet 3: Historical record
Passbooks provide a historical record of your EPF account transactions. This can be helpful if you need to track your contributions or withdrawals over time.
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Facet 4: Accessibility
Passbooks are accessible to everyone, regardless of their age or technical skills. This makes them a good option for people who are not comfortable using online services.
Overall, passbooks are a convenient, secure, and accessible way to check your EPF account balance. If you do not have online access to your EPF account, or if you prefer to have a physical record of your transactions, then requesting a passbook from your employer is a good option.
3. Statement
A statement is a document that provides a detailed overview of your EPF account activity. It includes information such as your account number, balance, contributions, withdrawals, and interest earned. You can request a statement from the EPFO online, by mail, or by visiting your local EPFO office.
Requesting a statement is an important part of how to check EPF account balance because it provides you with a comprehensive view of your account activity. This information can be helpful for tracking your retirement savings progress, identifying any discrepancies in your account, and making informed decisions about your retirement planning.
For example, if you are planning to retire soon, you may want to request a statement to see how much money you have accumulated in your EPF account. This information can help you to make informed decisions about your retirement income.
Overall, requesting a statement is a valuable part of how to check EPF account balance. It provides you with a detailed overview of your account activity, which can be helpful for tracking your retirement savings progress, identifying any discrepancies in your account, and making informed decisions about your retirement planning.
4. Customer care
The EPFO customer care number is a valuable resource for EPF account holders. It provides a direct line to EPFO representatives who can assist you with a variety of tasks, including checking your account balance.
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Facet 1: Convenience
The EPFO customer care number is a convenient way to check your account balance because you can call from anywhere in the country. You do not need to have internet access or a mobile phone to call the customer care number.
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Facet 2: Personal assistance
When you call the EPFO customer care number, you will be able to speak to a real person who can help you with your query. This is in contrast to online methods of checking your account balance, which can be impersonal and difficult to navigate.
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Facet 3: Wide range of services
In addition to checking your account balance, the EPFO customer care number can also help you with a variety of other tasks, such as updating your personal information, filing a claim, and transferring your account.
Overall, the EPFO customer care number is a valuable resource for EPF account holders. It provides a convenient and personal way to check your account balance and get assistance with a variety of other tasks.
5. UAN portal
The UAN portal is an online platform that allows EPF account holders to access their account information and manage their EPF account online. It is a convenient and secure way to check your EPF account balance, as well as other information such as your contributions, withdrawals, and interest earned.
To check your EPF account balance using the UAN portal, you will need to first create an account. Once you have created an account, you can log in and view your account balance. You can also view your passbook, request a statement, and update your personal information.
The UAN portal is an important part of how to check EPF account balance because it provides a convenient and secure way to access your account information online. It is also a valuable tool for managing your EPF account and tracking your retirement savings progress.
Here are some of the benefits of using the UAN portal to check your EPF account balance:
- Convenience: You can check your EPF account balance anytime, anywhere, as long as you have an internet connection.
- Security: The UAN portal is a secure platform that uses SSL encryption to protect your personal and financial information.
- Detailed information: The UAN portal provides detailed information about your EPF account, including your contributions, withdrawals, and interest earned.
- Easy to use: The UAN portal is easy to use and navigate, even for first-time users.
If you are an EPF account holder, I encourage you to create an account on the UAN portal and start using it to check your account balance and manage your EPF account. It is a valuable tool that can help you to track your retirement savings progress and make informed decisions about your financial future.
FAQs about “how to check EPF account balance”
This section addresses frequently asked questions regarding “how to check EPF account balance”.
Question 1: How often can I check my EPF account balance?
You can check your EPF account balance as often as you need to. There is no limit on the number of times you can check your balance.
Question 2: Can I check my EPF account balance online?
Yes, you can check your EPF account balance online through the EPFO website or mobile app. You can also check your balance by logging into the UAN portal.
Question 3: How do I get a statement of my EPF account?
You can request a statement of your EPF account by logging into the UAN portal or by visiting your local EPFO office.
Question 4: What is the UAN portal?
The UAN portal is an online platform that allows EPF account holders to access their account information and manage their EPF account online.
Question 5: How do I activate my UAN?
You can activate your UAN by visiting the EPFO website or mobile app. You will need to provide your UAN number and your PAN number.
Question 6: What should I do if I have forgotten my UAN password?
If you have forgotten your UAN password, you can reset it by visiting the EPFO website or mobile app. You will need to provide your UAN number and your PAN number.
These are just a few of the frequently asked questions about “how to check EPF account balance”. If you have any other questions, you can visit the EPFO website or contact your local EPFO office.
Remember, checking your EPF account balance is an important part of managing your retirement savings. By regularly checking your balance, you can track your progress and make informed decisions about your financial future.
Proceed to the next section for more information about “how to check EPF account balance”.
Tips on how to check EPF account balance
Checking your EPF account balance is an important part of managing your retirement savings. Here are a few tips to help you check your balance easily and efficiently:
Tip 1: Create an online account
The easiest way to check your EPF account balance is to create an online account with the EPFO. Once you have created an account, you can log in and view your balance anytime, anywhere.
Tip 2: Use the EPFO mobile app
If you have a smartphone, you can download the EPFO mobile app to check your account balance. The app is available for both Android and iOS devices.
Tip 3: Request a passbook
You can also request a passbook from your employer. The passbook will contain a record of all your EPF transactions.
Tip 4: Call the EPFO customer care number
If you are having trouble checking your balance online or through the mobile app, you can call the EPFO customer care number. The customer care number is 1800-118-005.
Tip 5: Visit your local EPFO office
If you are unable to check your balance online, through the mobile app, or by phone, you can visit your local EPFO office. The EPFO office will be able to provide you with a statement of your account.
By following these tips, you can easily and efficiently check your EPF account balance. Checking your balance regularly can help you track your retirement savings progress and make informed decisions about your financial future.
Remember, checking your EPF account balance is an important part of managing your retirement savings. By regularly checking your balance, you can track your progress and make informed decisions about your financial future.
Proceed to the next section for more information about “how to check EPF account balance”.
Closing Remarks on Checking EPF Account Balance
In this article, we have explored the various methods of checking EPF account balance, emphasizing the significance of regularly monitoring your retirement savings. We have covered online access, passbooks, statements, customer care support, and the UAN portal, providing a comprehensive understanding of the options available to EPF account holders.
Remember, checking your EPF account balance is not just a one-time task. It should be an ongoing practice to track your retirement savings progress and make informed decisions about your financial future. By staying informed about your EPF account, you empower yourself to plan for a secure and comfortable retirement.